Financing for Lap Band Surgery
Health care financing is another payment option available to lap band surgery patients. To help pay for the weight loss procedure, you may be able to finance it through a company that specializes in medical financing. Financing will help make the surgery more affordable and provide a way of paying for the procedure, especially if you do not have insurance coverage for the surgery or the cash to pay for the surgery up-front.
Financing the cost of lap band surgery makes it more affordable by breaking down the payment amount into more manageable monthly payments. The exact amount of your monthly payment will vary depending on the amount borrowed, the interest rate, and the length of the loan.
When looking into your LAP BAND financing options, compare loan terms, interest rates, and credit limits to find the best loan for your needs. The process begins when you submit a loan application, which can often be done online at the lenders website. It is customary for the lender to review your credit record, current income, current assets and liabilities, in order to determine loan eligibility and approval.
Health Care Financing Options
There are many companies that offer financing for medical procedures, including lap band surgery. While we are not affiliated with any healthcare financing companies and do not make any recommendations, some of the companies offering financing for healthcare related expenses include:
- Reliance Medical Finance
- Care Credit
- Capital One
- Citerra Financial
- eFinancing Solutions
- SurgeryLoans.com
- Credit Medical
- APFUSA
Another option is to contact your local bank or credit union and find out what type of loans they offer. You may be eligible for one of the loans they offer, which vary from secured loans to unsecured loans, including home equity loans or home equity lines of credit.
Many doctors offices have working arrangements with healthcare finance companies and can refer you to one or more options. If you want to consider financing for lap band surgery, you should ask your doctors office if they can provide you with any financing information.
The LAP-BAND® System Patient Financing Program
One of the financing options to discuss with your surgeon is the financing program offered by Inamed Health, the manufacturer of the LAP-BAND®. The financing program they provide links LAP-BAND® System patients with lending institutions. Your doctor may already participate in this program, or he or she may be willing to contact the LAP-BAND® System customer service department for more information. You can also look into the information on your own at www.lapband.com for more information on enrollment, financing, and other resources.
Financing Lap Band Surgery
Financing has helped many patients afford lap band surgery. If you find that financing will help you proceed with lap band surgery as well, make sure you understand the terms of your loan and choose the one that works best for your financial consideration. Once your loan is approved, you will be on your way to a healthier, lighter life.
LAP BAND Surgery will help you eat less and feel full sooner so you can successfully control eating and lose weight. One of the most important steps to weight loss success is choosing the proper band foods - healthy, high-protein, low-fat, solid foods. A good meal consists of 2 to 4 ounces of low-fat proteins (lean meats such as chicken, turkey, and fish) and about one-half cup of either fruits or vegetables. With a good fill and proper band foods, a meal should keep you satisfied for about 3 to 4 hours. Also, scheduling regular meals at planned times will help limit snacking and keep your hunger satisfied throughout the day.